Original Medicare (Parts A and B) provides essential coverage, but it doesn’t cover all medical expenses. That’s where **Medicare Supplement Insurance** (Medigap) from Rancho Mirage Medical Insurance comes in. Medigap policies help pay for out-of-pocket costs like copayments, coinsurance, and deductibles, giving you peace of mind and predictable healthcare expenses.
While Original Medicare provides a strong foundation, it leaves you responsible for significant out-of-pocket costs. Medicare Supplement Insurance helps cover:
Medicare Supplement plans are designed to work alongside Original Medicare. Here’s how it works:
Original Medicare
Medicare Parts A and B provide basic hospital and medical coverage.
Medicare Supplement
Helps pay for out-of-pocket costs not covered by Original Medicare.
Lower Costs
Reduces unexpected healthcare expenses and provides predictable costs.
If you’re enrolled in Original Medicare, Medicare Supplement Insurance is a smart choice for:
A: Medicare Advantage replaces Original Medicare, while Medicare Supplement works alongside Original Medicare to cover out-of-pocket costs.
Q: Can I use any doctor with Medicare Supplement Insurance?A: Yes, you can see any doctor or specialist who accepts Medicare patients.
Q: Does Medicare Supplement Insurance include prescription drug coverage?A: No, you’ll need a separate Medicare Part D plan for prescription drug coverage.
Don’t let out-of-pocket costs catch you by surprise. Medicare Supplement Insurance from Rancho Mirage Medical Insurance gives you the financial protection you need to cover what Medicare doesn’t. Call us at 760-770-2827 or request a free quote online today!